What type of advice do you offer?


Financial advisers can offer ‘independent’ advice, where they can consider all products and providers from the whole market or ‘restricted’ advice, which is limited to certain products, providers or both.

We are classed as a ‘restricted’ advice firm. This is because we do not provide advice on the following unregulated or ‘riskier’ products:- UCIS; EIS; ETF; VCT and Reits. We believe that we can accommodate even the most speculative investor without exposing them to this type of product.

It is important to understand that being a ‘restricted’ advice firm does not mean that we only offer advice on a small number of products or are tied to a limited amount of providers. The products we do not advise on form only a very small sector of the entire market. We carry out extensive ‘whole of market’ research on all products we provide advice on, across a range of providers.

We provide a comprehensive advice service for Pensions, Retirement Planning, Investments, Mortgages, Family Protection/Life Assurance and Employee Benefits.